Keefektifan Penggunaan Aplikasi Keuangan untuk Mengoptimalkan Pengelolaan Laporan Keuangan UMKM

Abstract

This study aims to evaluate the contribution of the Bukukas and Buku Warung applications in assisting micro, small, and medium-sized enterprises (MSMEs) in Indonesia to effectively record transactions and manage their finances. Through a qualitative method with research subjects from Bandar Setia Village, data were collected through observation, interviews, and documentation. The results of the study indicate that both online financial applications, Bukukas and Buku Warung, provide a significant contribution in assisting MSME entrepreneurs in organizing their income, expenses, debts, receivables, and financial reports. The use of these applications has had a positive impact on entrepreneurs, facilitating them to record and track transactions in a more structured manner. Therefore, the conclusion of this study is that the Bukukas and Buku Warung applications have significant benefits for MSME entrepreneurs in Indonesia, helping them improve efficiency and accuracy in financial management. With these applications, entrepreneurs can allocate their time and resources more wisely, and make more informed business decisions. However, further efforts are still needed to increase awareness and accessibility of these applications to more MSME entrepreneurs, so that their full potential can be felt by all small and medium-sized business players in Indonesia.