Keamanan Data Pribadi Dalam Sistem Pembayaran Via OVO Terhadap Ancaman dan Pengelabuan (Cybercrime)
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Abstract
Alternative free payment methods in some of the countries mentioned There are many ways to slow the growth of cash use, especially for payments for micro-retail. One of the e-money that is currently developing in Indonesia is OVO. OVO is a type of fintech (financial technology) innovation in the payment system used in online traffic or online motorcycle taxis. OVO can be used for Grab and Tokopedia services. In addition to the online motorcycle taxi program, OVO partners with several Indonesian MSME companies. OVO can be used to pay for purchases of goods from consumers to small and medium businesses participating in cooperation. Consumers must have an OVO balance to transact or pay with this electronic money. OVO credit is obtained through the Top up system. The rapid development of OVO transactions is because many people use OVO as an electronic money payment method. This is because of the advantages offered to OVO users. According to Bothun (Bothun et al., 2013) in his research there are several advantages that can make people choose mobile payments. Users benefit from a simple payment and savings process. Because companies make emoney users offer services that are offered with coupons or discounts.
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